My bike was waiting for me in Santiago, sleeping is a friend’s garage, so I decided to come back to south America for the umpteenth time (have spent more that 3 years down there).
Invest in stocks, always
In order of investing, my approach is primarily centered around selecting individual stocks based on thorough analysis. It has a quite good stake of my portfolio.
To illustrate, during my long experience as a Professional Investor at a previous company, colleagues often made predictions about interest rate hikes, the trajectory of the VIX (volatility index), and specific currency movements. However, I firmly believe that such predictions are inconsequential and can be detrimental to an investor. Echoing the sentiment of Peter Lynch, who suggested that dedicating just 13 minutes annually to economics is excessive, with 10 minutes being a waste.
In essence, the essence of investing lies in acquiring companies at prices lower than their intrinsic value. Hence, a focus on fundamentals is crucial. The goal is to procure exceptional companies at reasonable prices.
My portfolio beats the market
While I acknowledge that certain stocks and sectors in the US exhibit elevated valuation levels, I am confident that attractive investment opportunities still exist in today's market.
Furthermore, I hold the viewpoint that the forthcoming fifty years may not match the prosperity of the preceding fifty years in the stock market. The rationale is straightforward—earnings growth in companies is fundamentally tied to economic growth, driven by productivity improvements and the expansion of the working population.
Analyzing the United States and Europe, it's evident that the working population is expected to plateau or experience a slight decline in the coming decades, posing a challenge to sustained economic growth.
Despite this, I advocate for continued stock investment. Stocks serve as a reliable hedge against inflation, and over the long term, they tend to outperform other asset classes.
THE GEAR I USE
My KTM 1290 in Scotland
I’m a minimalist guy. Less is more for me. So I travel light, very light, even in a long journey. My motto is" “Go light or stay home”. Here all my stuff.
Clothing for Riding and Casual
I travel light and I tell you why. My clothing will be dependant on what the climate will be like where I am traveling. But keep everything to a minimum, super minumum. You can divide everything up into two areas of clothing, riding gear and casual gear. For my thermals, I used Dainese and would highly recommend this, is the best.
Clothing for riding
KTM adv or enduro suite
Rain suite
KTM internal jacket (also for free time)
KTM technical T-shirt
KTM technical socks
KTM nekwind
Arai Touring X4 helmet or Shoei Hornet
Sena bluetooth 10C Evo
Oakley googles
Casual Clothing
1 Jeans, 2 T-shirt, 2 pair os sox, sneakers.
Light hoodie
Swimsuit and flip flop
Cap & sunglasses
NOTHING MORE !
Tools
At some stage, you will be required to use your tools. For me, it was nearly every other day. In my tool box, I had everything I needed to fix most of the things you encounter each day. Each morning before my ride I would do a simple check over my whole bike, in the end, it just became routine.
For my tires, I had the tools I needed to repair a tire of a hole or puncture, to inflate it (mini compressor), I use tubeless tires.
I also had a custom designed toolkit for my bike so that I could fix any loose nuts and bolts (part of my daily check) and even though I did this, I did lose a couple along the way!
I also carried mini WD40, Chain Lube, Brake Fluid, Clutch Fluid and one kg of engine oil and coolant.
Camping Gear
If you are going to be camping you will need lightweight camping gear. You will 100% need to test these out, especially if you are going to be camping a lot as that will be the difference between an enjoyable day or a nightmare. I went through two different types of tents and sleeping bags on my testing before I finally got what I wanted.
So here is a basic list:
MSR Hubba Hubba tent 2pax (I love to sleep in a guud space) and footprint or
MSR Advance Pro 2 ultralight tent (for the worse climate condition) and footprint
Inflatable Pillows
Lightweight Quality Sleeping bag Hyke&Bike
USB lamp (in the evening I write and read into the tent)
Hammock ultralight by Hyke&bike
IT - I am minimal also here. I go cloud. I store all my pictures and video in the cloud. Easy like a pie.
If you are going to be shooting videos and photography each day you want to make sure you have something to edit it with. For a computer, I had an old Macbook Air which was lightweight and at first powerful enough. However, this started having issues and I needed to buy another one. Not ideal! You will also soon realize you will not be able to upload the photos and videos each day, but you will need somewhere to store it all.
So here is a basic list of Camera Equipment I used
GoPro hero 9 Black Action Cameras
iPhone 13 Mini
iPad mini
Dash cameras (front and rear) Innovv K2
Charging Cables and adaptor for all
And finally, after all, remember that the two important thing to carry with you all the time are your passport and your credit card.
I read most of my time
People often wonder how I find time to read despite a busy life full time traveling plus handle my investments and family. The key lies in my lifestyle choices. I don't watch much TV and don't wast time on social media. When I’m home, my viewing is limited to selected content on Netflix, YouTube, and Amazon Prime. I just love to enjoy sometimes a movie with my wife.
Such decisions are intentional. Consider the average person who might spend two hours daily on TV, an hour commuting, and a couple of hours weekly shopping. This totals about twenty-three hours weekly or 1,380 minutes. This time could equate to reading nearly 700 pages a week. If that seems too much, even 25 pages daily can make a significant difference.
Shane Parrish writes:
While most of us don't have the time to read a whole book in one sitting, we do have the time to read 25 pages a day. Reading the right books, even if it's a few pages a day, is one of the best ways to ensure that you go to bed a little smarter than you woke up.
Reading 25 pages daily might seem modest, yet it accumulates significantly over time. Assuming you miss reading on two days each month and on Christmas, you still have 340 days a year dedicated to reading. At a rate of 25 pages per day for 340 days, you'd complete 8,500 pages. However, I often find myself reading beyond the 25-page minimum, so let's round it up to 10,000 pages (just by increasing the daily goal to 30 pages).
With a yearly goal of 10,000 pages at an average of 25 pages per day, let's see what can be accomplished. You could read "The Power Broker" at 1,100 pages, the four LBJ books by Robert Caro totaling 3,552 pages, Tolstoy's "War and Peace" and "Anna Karenina" adding up to 2,160 pages, and all six volumes of Gibbon's "The Decline and Fall of the Roman Empire," which are about 3,660 pages. Altogether, this would account for 10,472 pages.
By dedicating yourself to reading 25 pages each day, you can complete 13 significant works in just one year, gaining a vast understanding of world history. In the following year, you could tackle Shirer's "Rise and Fall of the Third Reich" (1,280 pages), Carl Sandburg's six-volume set on Lincoln (2,000 pages), the unabridged "Wealth of Nations" by Adam Smith (1,200 pages), and Boswell's "Johnson" (1,300 pages), with enough time left to explore other readings.
This method of reading great works—25 pages daily—is a powerful habit-builder. It's about cultivating a consistent reading routine. This 25-page daily goal isn't just about quantity; it fosters a lifelong habit.
Choose readings that captivate and intrigue you, allowing your interests to evolve naturally. Pursuing truth, reality, and knowledge will lead you through diverse paths, making reading a joyful and enriching experience. As Nassim Taleb notes, "Curiosity is antifragile, like an addiction; magnified by attempts to satisfy it." This means the more you read, the more your curiosity grows, leading to an ever-expanding list of books to explore.
This is the essence of being a lifelong learner, a process of accumulating wisdom. Valuing your time and dedicating it to reading and learning enriches your life immeasurably, as David Ogilvy suggests.
I always have a book nearby, whether it's on my Amazon Kindle or a physical copy. There's a special tranquility in reading a physical book that I particularly enjoy. During my traveling days around the world, on a daily basis, I used books to make the most of every minute.
Finding time to read is simpler than it seems. Whether waiting for a bus, taxi, train, or plane, or at the airport, every moment is an opportunity to read.
Why is so fascinating travel alone on an adventure motorbike?
Traveling solo represents a personal exploration, an expedition into my vulnerabilities and boundaries, a means of self-discovery, and a test of both my physical and mental capabilities. I'm specifically referring to adventurous journeys.
Traveling alone on an adventure bike can be fascinating for several reasons. One of the main reasons is the sense of true freedom it offers. When riding solo, you have the autonomy to make decisions about your journey, such as how far to ride, where to stop, and what to eat, without the need to compromise with others
Solo travel can provide a more visceral and challenging experience, as you may have to rely on yourself in various situations, leading to increased self-reliance and personal growth. Solo travel helps you become more independent and improves your decision-making skills as you are responsible for every aspect of your journey.
Furthermore, traveling alone allows for a more authentic experience, as it can make it easier to connect with locals and make new friends, learn from others and connect in a very special way. Ironically, traveling alone on a motorcycle often leads to making more connections with fellow riders and locals, creating instant camaraderie with strangers who share the passion for motorcycles. It provides time for self-discovery, reflection, and mindfulness, allowing for a deeper connection with nature and the surroundings
While there are potential challenges and risks associated with solo travel, such as moments of loneliness and the need to handle emergencies independently, many riders find that the benefits outweigh the drawbacks. The sense of adventure, freedom, and personal growth associated with solo travel on an adventure bike makes it a fascinating and rewarding experience for many riders. I am one of them.
Solo travel on a motorbike offers a unique and rewarding experience, providing a sense of freedom, personal growth, and the opportunity to form meaningful connections with others.
Some of the challenges of traveling alone on a motorbike include:
Safety Concerns: Without a companion, there is no one to watch your back or assist in emergencies, making meticulous planning, proper gear, and maintaining situational awareness crucial.
Loneliness and Isolation: Prolonged periods of solitude might take a toll on some riders, and celebrating milestones or witnessing breathtaking scenery alone can feel less fulfilling without someone to share the experience.
Navigating Difficult Situations: Mechanical breakdowns, adverse weather conditions, or getting lost can be more daunting when alone. Riding a motorcycle can be thrilling, but remember, it's not about the speed; it's about the ride.
Crashes: there are two types of riders: those who have crashed and those who will crash. If you ride, you crash, that’s just a fact. If you crash when you’re alone, you have to know what to do. Most of our crashes are off-road, and almost always without serious consequences.. but you have to be prepared and ready to handle the bike and yourself.
Wellness Check and Maintenance: It's important to ensure that you are in the right frame of mind to operate your bike and to perform regular wellness checks on yourself and your motorcycle.
Unforeseen Events: When traveling alone, there is a higher level of vulnerability to unforeseen events such as accidents, theft, or getting stranded, which can be a source of worry for some riders.
While traveling alone on a motorbike offers a sense of freedom and adventure, it's important to be aware of and prepared for the challenges it may present.
So, travel alone. You have the freedom to travel at your own pace, stop whenever you want, and change your itinerary at the last minute, offering a deeply personalized adventure. Navigating unfamiliar and out of the road territories and handling challenges on your own can boost confidence and self-reliance.
Unleashing the Beast: Conquering Long Adventure Trips with the KTM 1290 Super Adventure R
Embarking on a long adventure trip requires a trusty companion that can handle diverse terrains, unforgiving conditions, and the thrill of the open road. Enter the KTM 1290 Super Adventure R, a beast of a machine designed to redefine the standards of adventure riding. Let me delve into the formidable features that make the KTM 1290 Super Adventure R the ultimate choice for those seeking a powerful and reliable partner for their long-haul journeys.
I personally traveled with this bike for now 6 years in over 50 countries, I treated it bad, very bad.. We met the sun and the rain, the dust and the mud, the salt and the snow. My bike splept in a garage just fwe nights in her life, she fall into water in Bulgaria and under the snow for a month in Peru. And she never let me down, never.
Pinnacle of Power
At the heart of the KTM 1290 Super Adventure R lies a potent 1301 cc V-twin engine that delivers an exhilarating 160 horsepower and 138 Nm of torque. Guys, that’s just WOW. This powerhouse ensures that you have ample reserves of power on tap, allowing you to effortlessly conquer everything from winding mountain roads to endless highways.
Rugged Chassis and Suspension
The bike boasts a robust tubular steel trellis frame and top-quality WP suspension components. The fully adjustable suspension, featuring 48mm USD forks at the front and a PDS shock at the rear, adapts to the terrain, providing optimal comfort and control. This ensures a plush ride on long stretches and remains responsive when the path gets challenging.
Adaptive Electronics
Equipped with a suite of advanced electronics, the KTM 1290 Super Adventure R is more than just muscle. The Motorcycle Stability Control (MSC) with cornering ABS, traction control, and multiple riding modes allows you to tailor the bike's behavior to your preferences and the road conditions. This adaptive technology provides confidence-inspiring stability, especially when venturing into the unknown.
Ergonomics and Comfort
Long hours in the saddle demand a bike that prioritizes rider comfort. The KTM 1290 Super Adventure R features adjustable ergonomics, allowing you to fine-tune the handlebars, footpegs, and seat to suit your riding style. The comfortable and supportive seat, coupled with wind-deflecting aerodynamics, ensures you stay fresh even after a full day on the road.
Advanced Connectivity
Stay connected on your adventure with the KTM MyRide system. The 6.5-inch TFT display not only provides essential ride information but also allows for seamless integration with your smartphone. Effortlessly navigate routes, manage calls, and control your music without taking your hands off the handlebars.
Massive Fuel Capacity
The KTM 1290 Super Adventure R comes equipped with a generous 23-liter fuel tank, offering an extended range that minimizes the need for frequent fuel stops. This is a game-changer for those planning epic journeys through remote landscapes where gas stations might be scarce.
Off-Road Prowess
Adventure riding often involves tackling dirt trails and off-road challenges. The KTM 1290 Super Adventure R is more than ready for such escapades, thanks to its off-road ABS, off-road traction control, and a quick-shifter that facilitates smooth gear changes, even when the terrain is rugged.
As a full time traveler, in the world of adventure riding, this bike stands out as a true beast, combining raw power with sophisticated technology to deliver an unrivaled experience. Whether you're conquering mountain passes, cruising endless highways, or navigating challenging off-road terrain, this machine is designed to make every journey an unforgettable adventure.
Riding high in Bolivia, a moto adventure through the heart of South America
In the heart of South America lies a country of unparalleled beauty and diverse landscapes—Bolivia. A nation that captivates the imagination with its lofty Andean peaks, expansive salt flats, and dense Amazonian jungles. For those seeking an adventure off the beaten path, traversing Bolivia on a motorbike offers an unparalleled opportunity to immerse oneself in the stunning scenery, rich culture, and adrenaline-pumping challenges that define this remarkable destination.
The Unforgettable Landscapes:
Bolivia's topography is a testament to nature's creativity, and a motorbike journey is the perfect way to explore its contrasting landscapes. Begin your adventure in La Paz, the world's highest capital, perched at an elevation of over 11,900 feet. From there, the journey takes you through the high-altitude deserts of the Altiplano, where snow-capped peaks and vast plains stretch as far as the eye can see.
Navigate the winding roads through the majestic Andes, passing through valleys and canyons that seem to touch the sky. Witness the surreal beauty of Lake Titicaca, the highest navigable lake globally, where indigenous cultures have thrived for centuries. As the scenery evolves, you'll descend into the lush Amazon rainforest, a stark contrast to the arid landscapes of the Altiplano.
The Death Road Thrill:
No motorbike adventure in Bolivia is complete without tackling the infamous Death Road. Carved into the cliffs of the Yungas region, this narrow and winding route was once considered the most dangerous road in the world. Today, it's a magnet for thrill-seekers, offering an adrenaline-fueled descent through dense jungles, steep drops, and cascading waterfalls. The Death Road provides an exhilarating challenge, coupled with breathtaking views that reward the daring traveler.
Cultural Immersion:
A motorbike allows you to venture into the heart of Bolivia's indigenous communities, providing a unique and immersive cultural experience. Cruise through small villages where traditional customs and colorful clothing tell the stories of ancient traditions. Stop at bustling markets, where the aromas of local cuisine mingle with the vibrant sounds of daily life. Engage with locals, share stories, and gain insights into the rich tapestry of Bolivian culture that is often missed by those confined to more conventional modes of transport.
Salar de Uyuni: A Surreal Playground:
A highlight of any Bolivian motorbike journey is the otherworldly Salar de Uyuni, the largest salt flat on Earth. Stretching for over 10,000 square kilometers, this vast expanse of blindingly white salt creates an optical illusion that blurs the line between earth and sky. Riding a motorbike across the Salar during the dry season provides an almost Martian experience, with the flat expanse stretching endlessly in all directions. In the rainy season, a thin layer of water transforms the salt flat into a gigantic mirror, reflecting the sky and creating a surreal visual spectacle.
Challenges and Rewards:
While the allure of Bolivia's landscapes and cultures is undeniable, embarking on a motorbike adventure in this South American gem is not without its challenges. High-altitude plateaus bring the risk of altitude sickness, and the weather can be unpredictable, demanding careful planning and adaptability. Yet, overcoming these obstacles contributes to the sense of accomplishment that accompanies every twist and turn on Bolivia's roads. The rewards of conquering varied terrains, witnessing diverse cultures, and relishing the freedom of the open road create a mosaic of memories that linger long after the journey ends.
I left my heart in Bolivia
Bolivia is a gem for motorbike enthusiasts, offering a thrilling and immersive adventure through some of the most captivating landscapes in South America. From the high-altitude plateaus to the dense Amazon rainforest, every twist and turn of the road reveals a new facet of this diverse and enchanting country. So, rev up your engine, strap on your helmet, and get ready for the motorbike adventure of a lifetime in Bolivia—the land of extremes and endless possibilities.
Bolivia, with its rich cultural diversity and indigenous heritage, has a collection of proverbs that reflect the wisdom, traditions, and values of its people. Here are some Bolivian proverbs:
"Quien mucho abarca, poco aprieta."
Translation: "He who grasps at much, holds little."
Meaning: This proverb suggests that spreading oneself too thin can lead to ineffective results. It emphasizes the importance of focus and quality over quantity.
"Más vale pájaro en mano que cien volando."
Translation: "A bird in the hand is worth more than a hundred flying."
Meaning: This proverb conveys the idea that it's better to have something tangible and certain than to pursue uncertain or risky opportunities. It promotes practicality and appreciating what you already have.
"Más vale tarde que nunca."
Translation: "Better late than never."
Meaning: Encouraging patience and the importance of completing a task or achieving a goal, even if it takes longer than expected.
"No dejes para mañana lo que puedas hacer hoy."
Translation: "Don't leave for tomorrow what you can do today."
Meaning: Urging prompt action and discouraging procrastination, this proverb emphasizes the importance of seizing the moment.
"A caballo regalado no se le mira el dentado."
Translation: "Don't look a gift horse in the mouth."
Meaning: Appreciate and be grateful for what is given freely, without scrutinizing or questioning its value.
"El que mucho abarca, poco aprieta."
Translation: "He who grasps at much, holds little." (Similar to the first proverb)
Meaning: Reiterating the idea that trying to handle too much at once may lead to inefficiency and a lack of meaningful results.
"Ojos que no ven, corazón que no siente."
Translation: "Out of sight, out of mind."
Meaning: Highlighting the idea that distance or lack of awareness can lessen emotional attachment or concern.
"La paciencia es amarga, pero sus frutos son dulces."
Translation: "Patience is bitter, but its fruit is sweet."
Meaning: Encouraging endurance and persistence in the face of challenges, with the promise that the rewards will be worthwhile.
"Camarón que se duerme, se lo lleva la corriente."
Translation: "The shrimp that falls asleep is carried away by the current."
Meaning: Advising against complacency and the importance of staying alert and proactive to avoid being swept away by life's challenges.
"Cada loco con su tema."
Translation: "Each fool with his own theme."
Meaning: Acknowledging individual differences and preferences, suggesting that everyone has their own unique interests and perspectives.
These proverbs offer a glimpse into the cultural wisdom and values that have been passed down through generations in Bolivia. They reflect the importance of practicality, gratitude, perseverance, and an appreciation for the richness of life.
How I invest, a personal approach to Wealth Growth
“Everyone has a plan until they get punched in the mouth” What Tyson once said and investing is not far from this concept.
My journey in the realm of investing is a testament to the importance of strategic planning, diversification, and a commitment to long-term growth. In this article, I'll share my personal approach to investing and provide a quick look of my current portfolio.
Remember, time is your alley, use it wisely and start investing as soon as possible.
Let me show you how much money you’ll accumulate over time if you invest just $250 a month starting at different ages. It assumes an 8% average annual investment return.
If you start at age:
25: You’ll accumulate $878,570 by age 65
35: You’ll accumulate $375,073 by age 65
45: You’ll accumulate $148,236 by age 65
Ok, let’s jump on my portfolio, I built it after many years of researches and studies, it addressed good and bad times and it make me sleep good in the night.
At the core of my investment philosophy is the belief in the power of informed decisions and patience. I consider investing not just as a means to accumulate wealth, but as a journey of learning and adaptation. I prioritize thorough research, staying abreast of market trends, and understanding the fundamentals.
Diversification:
Diversification is the cornerstone of my investment strategy. Rather than putting all my eggs in one basket, I spread my investments across various asset classes, sectors, and geographies. That’s why I have a portfolio for the sunny and rainy days. This helps mitigate risk and enhances the potential for returns, even in the face of market fluctuations. My diversified portfolio includes stocks, bonds, real estate, and a carefully curated selection of alternative investments.
Stock Portfolio:
My stock portfolio is built on a foundation of well-established companies, mostly in the SP 500. I maintain a balanced mix of large-cap, mid-cap, and small-cap stocks, carefully selected based on their industry prospects and competitive positioning. Regularly reassessing and rebalancing this portion of my portfolio is a key aspect of my strategy to adapt to changing market conditions. Outperform the S&P500 with more than 3% in the long term (> 5 years) is my goal. I invest in the stock market through ETF. Percentage of the portfolio 30%
Bonds:
Fixed-income securities, such as bonds, form another crucial component of my portfolio. They provide stability and income, acting as a counterbalance to the volatility associated with stocks. I carefully choose long and intermediate bonds with solid credit ratings and favorable yield-to-risk profiles to ensure a steady stream of income while preserving capital. Percentage of the portfolio 45%
Commodities:
Diversifying with commodities can enhance portfolio resilience, offering a hedge against inflation, geopolitical uncertainties, and providing unique opportunities for long-term wealth preservation. Percentage in the portfolio. Percentage of the portfolio 5%
Gold:
Gold's timeless value as a tangible asset and store of wealth makes it a crucial component in a well-balanced investment strategy, offering stability and security in times of economic uncertainty. Percentage of the portfolio 5%
Real Estate:
Investing in real estate adds a tangible and diversified dimension to my portfolio. I own some properties which are located in different countries. Percentage of the portfolio 10%
Alternative:
To further diversify and explore unique opportunities, I allocate a portion of my portfolio to alternative investments. This might include private equity, venture capital, start ups, or other unconventional assets that have the potential for high returns, albeit with higher risk. Percentage of the portfolio 5%
Avoid feed and the middle man
I love stocks and bonds as much as I hate fees. A tiny fee to the bank or the middle mad end up in a dramatic result having a devastating impact on your performance if you think in term of compounding. I invest through ETF with minimal fees.
Long-Term Vision:
One of the key tenets of my investment strategy is a focus on the long term. While short-term market movements may present opportunities, my decisions are guided by a vision of sustained growth over the years. I remain disciplined in adhering to my investment plan, avoiding the temptation to succumb to market noise or short-term fluctuations.
My approach to investing is a blend of strategic planning, diversification, and a commitment to long-term growth. By carefully navigating the complexities of the financial landscape, I aim to build a resilient portfolio that stands the test of time. Remember, successful investing is not a sprint but a marathon, and with a well-thought-out strategy, the journey can be as rewarding as the destination.
One more thing, I always save a good amount of cash in case a sweet opportunity knocks on my door.
P.S. I don't invest in cryptocurrencies, for the simple reason that I don't know them and my prudence requires me to put my money in what I know. Investing is not gambling.
How I Get Things Done Travelling
Many people have told me they are surprised by the amount of work I accomplish each week, from team members to clients, and I travel most of my time. In this post, I'd like to share some of my strategies. Although they aren't exactly secrets, I hope they can inspire you to take action on achieving your goals.
As I wrote is the previous post, being poor sucks so, please, invest your time and your brain on building something good, something that can help you living a fulfilled, rich, financial free life.
I don't belong to the productivity cult, which is only focused on completing tasks to feel like you're living your life to the fullest. I used to be a member of this group, but now I reject this idea. I am totally focused on results. All the rest is just conversation and I do not have more time for it.
Let’s analise my work:
At the end of each year, I review my previous year and reflect on what I want to achieve in the coming year.
At the end of each month, I do a review of my previous month and set targets for myself for the month, aligning them with my yearly targets.
Every Monday morning, I review the previous week and set targets for the current week, aligned with my monthly targets.
Every day, I put down in writing what I want to accomplish. Although I don't always complete everything on my daily list, the aim of creating these targets and goals is to make sure I stay on track. This system aligns my long term vision with my everyday tasks, making sure I don't lose sight of my goals.
Five THINGS
I do 5 things everyday, that’s it. I do not waste time on things that don’t matter.
Besides setting targets, I hold myself accountable to a group of entrepreneur friends, my coach, my team, and even my family sometimes. Accountability is power. It helps me move towards my greater intentions even when I feel like I want to remain in my comfort zone.
When I feel resistance, which happens very often, I use a focus session to overcome it. Yoga, breath exercises and meditation. These sessions work like magic.
I start my mornings with hot black coffee and a planning session that takes only about 5 minutes. I block things off on the calendar so I know I am making time for important tasks. I check my portfolio of stocks, ETF, options and commodities.
When at home
Every day, I clear out emails and messages and move on to work on my first task. The rest of the work session depends on what's on my calendar. I talk with my assistant and my team. Maybe I have a bunch of calls and videon-calls, in which case I can't do long focus sessions. In that case, I will schedule short sessions in the morning and late afternoon and leave space for exercise, self-care, and meditation. I always finish my workday with a short review and check-in with my team before moving on to spend quality family time.
When I travel
I concentrate everything in 30-60 minutes in the early morning then I enjoy the trip without calls and emails. My Sena interphone is set to avoid calls, I only get some directions tip from my Garmin GPS.
We all have 24 hours a day, 1.440 minutes. If you know what to do, you have a plan and a strategy, one or two hours a day are more than enough to manage business life.
I try to draw learning from whatever is happening around me and develop curiosity. I practice this by doing regular reviews every day, week, month, and year. This helps me catch whatever is happening around me and use it as an opportunity to learn something new.
Been poor sucks
I became a millionaire in my 30s. Let me tell you, it's something I strongly recommend for you too. Being wealthy at a young age is like a superpower, propelling you towards happiness. Trust me, being both rich and young is the ultimate dream come true. You have all the energy to embrace your freedom and pursue your passions. By the time I turned 40, I was financial free. At that point, I made a bold decision to retire early and embark on an exciting adventure around the world on a motorcycle. And boy, was it a wild ride!
I started from zero. No, under zero. At 27 I was $ 200k in debt.
No tricks.
No hustles.
No inheritance.
Here are 10 choices that made me rich and then financial free.
1. I decided to pursue a career with a higher potential revenues in finance instead of liberal arts.
2. I eliminated negative influences from my life. If all you want is to party and drink, then goodbye. If it’s not WOW, then it’s NO.
3. I didn't let the naysayers get to me. I lead my life.
4. I managed my finances wisely and never had any bad debts or paid interest on credit cards after turning 28.
5. I focused on a few important projects instead of spreading myself too thin.
6. I avoided watching the news because it mainly focuses on negativity, which doesn't contribute to personal wealth.
7. I surrounded myself with successful millionaires and learned from them by taking notes. Wealthy people can be great teachers.
8. I invested all my earnings for the long term since short-term investments can be volatile. Over time, the market is a more stable choice.
9. I never backed down from a challenge and fought hard to achieve my goals.
10. I prioritized my health and family above material wealth since without them, money doesn't mean much.
Trust me, been poor sucks. I was poor, I didn’t like it. I changed it.
I did so you can too. Don’t wast your time looking to the others lives, hit the jackpot and hack the poor society rules and join the club, became financial free.
The importance of regular maintenance
Remember, regular maintenance keeps your adventure motorbike running smoothly and ensures optimal performance and safety. Regular maintenance is the key to keeping your beloved adventure motorbike performing at its best.
Picture this: You're exploring uncharted territories, unleashing your inner explorer as you navigate through rugged terrain. With regular maintenance, your adventure motorbike will maximize its performance and safety. Plus, who wants to get stranded in the middle of nowhere when you can prevent costly breakdowns?
But that's not all! By taking care of your bike, you can extend its lifespan and experience the freedom of riding like never before. So buckle up and get ready for an exhilarating ride through the world of adventure motorbike maintenance. Trust me, you won't be disappointed.
First of all, by maintaining your adventure motorbike on a regular basis, you are maximizing both its performance and safety. You wouldn't want your bike to leave you hanging halfway up a mountain, would you? Nope, I didn't think so. Regular maintenance ensures that your bike is in tip-top shape, ready to conquer any terrain that comes your way. So go ahead, unleash your inner explorer and take on those rugged trails without a worry.
On my last trip in France, Spain and Portugal, I spent 2 monthos on the road and I didn’t have any big issue on my KTM 1290 SAR, due to a perfect maintenance of the bike itself.
Here is a regular maintenance checklist for your adventure motorbike:
1. Check fluid levels, including brake fluid, coolant, and oil.
2. Inspect tires for wear and tear, and ensure proper inflation.
3. Maintain chain tension and lubrication.
4. Inspect and tighten bolts and fasteners.
5. Check and clean air filter.
6. Inspect and adjust brakes and suspension.
7. Test lights and electrical system.
8. Clean and wax the bike for optimal protection and aesthetic appeal.
Checking the chain tension (Motohansa tools)
What are some regular maintenance tasks that should not be neglected for adventure motorbikes?
Regular maintenance tasks that should not be neglected for adventure bikes include oil and filter changes, chain and sprocket maintenance, tire care and pressure checks, electrical system inspections, brake system inspections, suspension maintenance, fluid level checks and coolant, and cleaning and lubrication.
When I travel, I prefer to taking my bike to an official KTM dealer for a full service however, in some remote areas where KTM is not present I do the work myself rather than relying on some improvised mechanic. I’m not a pro but I can do 80% of all the important things.
Sure, I can provide some tips and tricks for DIY maintenance of your adventure motorbike.
Before starting any DIY maintenance, it's essential to have the right tools and equipment. Make sure you have a reliable manual specific to your bike model, as well as essential tools like a socket set, torque wrench, cleaning supplies, and lubricants.
Keep in mind that DIY maintenance doesn't mean you should attempt complex repairs or services that you are not confident in handling. Stick to basic tasks like oil changes, chain maintenance, and brake pad replacements. If you are unsure about anything, consult a professional service provider.
When performing any maintenance task, make sure your bike is on level ground, and the engine is cool. Don't attempt any repairs when the engine is hot, as this can lead to burns and other injuries.
Regularly clean your bike and ensure that it is free from any dirt or grime buildup. These can lead to potential rusting and damage to the bike's surface.
Broke a wheel spoke in the nipple and was letting air out of the tire.I couldn't fix it
Finally, keep a detailed maintenance log, recording any DIY maintenance tasks performed, as well as dates and any parts used. This log will help you stay on top of your bike's maintenance, identify any recurring issues, and maintain its resale value.
Just a flat tyre
Remember, DIY maintenance can save you money and give you a sense of accomplishment, but it's crucial to know your limits and when to seek professional help.
Adventure bikes are not your average two-wheelers. They are built to take you on thrilling expeditions through challenging terrains, allowing you to unleash your inner explorer. But, just like any other vehicle, regular maintenance is crucial to keep these beasts running smoothly and efficiently.
In a nutshell, regular maintenance is the key to a happy and long life for your adventure motorbike. From oil changes to tire care, brake maintenance to chain and sprocket maintenance, every task plays a vital role in keeping your bike in top shape. So, go ahead, show your bike some love, and get ready for countless adventures on the road less traveled!
Exploring Provence, France on an Adventure Bike.
I spent the entire July in France, visiting the Provence region on a moto tour with my wife.
Provence offers a diverse range of terrains, making it an ideal playground for motorbike enthusiasts. From the rugged mountains of the Luberon to the rolling hills of the Alpilles, and the dramatic gorges of the Verdon to the stunning Mediterranean coastline, you'll find endless opportunities to explore the area. Each turn of the road unveils new surprises, making every ride an unforgettable experience.
If you're a nature lover and lavender enthusiast, a visit to the Provence Lavender Fields is a must. This is the best time to visit as the lavender is in full bloom, and the colors are simply mesmerizing.
Did you know that there's a type of lavender that's specifically used for cooking and baking? I tried the lavander ice cream..
And of course, what's a trip to these fields without capturing some beautiful memories? With breathtaking views in the background, visiting these fields offer photographers the perfect opportunity to get their creative juices flowing and take some of their best shots.
As you traverse Provence's captivating landscapes, be prepared to encounter charming villages nestled among the countryside. Take a moment to pause and immerse yourself in the local culture. From the historic town of Avignon, with its magnificent Papal Palace, to the vibrant market squares of Aix-en-Provence and the cobblestone streets of Gordes, the region's cultural treasures are waiting to be discovered.
For this trip I chose my KTM 1290 SuperAdv R, full equipped with:
Four reasons to consider Morocco a perfect place to live
Morocco is a breathtakingly beautiful country with so much to offer. I travelled here for three years, village by village and I can say that Morocco has stolen my heart. Here are four reasons why living a beautiful life in Morocco is an experience you cannot afford to miss.
The fabulous weather in Morocco means that you can enjoy the outdoors nearly all year round. Imagine soaking up the sun on the idyllic beaches of Essaouira or exploring the stunning natural landscape of the Atlas Mountains. In Agadir you can enjoy a quite mite temperature all the year, a paradise.
If you love food, then Morocco is a must-visit destination. The country's diverse culture is reflected in its cuisine, which offers a range of tantalizing flavors and aromas. From the famous tangy-sweet tagine to the iconic mint tea, you'll be amazed by the satisfying and delicious food that Morocco has to offer. Harira is my favourite soup ever, don’t miss the famous berber bread, the Tafarnout.
The beauty and safety of Morocco are also inviting. Morocco’s stunning architecture, colorful bazaars, and majestic palaces will leave you in awe. Moreover, the country is remarkably safe, with the government continually investing in security measures to ensure the safety of both locals and visitors.
Finally, the friendly people of Morocco are what make it truly special. Moroccans are known for their warm hospitality, and their kind and welcoming nature will make you feel comfortable and at home.
Feeling intrigued about beautiful Morocco? Let's pack our bags, set out on an exotic adventure and discover all of its mesmerizing secrets.
And, if like me you’re a biker, this is the place to be. On or off road, Morocco is a huge motorbikes playpark..
I travel light and I tell you why
My KTM 1290 SAS equipped with Mosko Reckless 40L total 17 kg
GO LIGHT OR STAY HOME
My KTM 1290 SAR full equiped, Reckless 80L
When embarking on an adventure bike trip, packing light is crucial for a successful and enjoyable journey. I've learned how to load the bike and what to carry on the long years of travel, and I've learned that minimalism on the bike is a real winner. Here are some reasons why I travel light:
Easy, like a pie..
If you know how to pack and what you really need, 80 litres and more that enough.
1 - Increased mobility: A lighter load means better handling and maneuverability on the bike. Much better control over your bike, which can make all the difference when riding winding roads, steep inclines, and challenging terrain.
2 - Improved safety: When it comes to traveling on a motorbike, carrying less weight can certainly improve safety. A heavy load can affect your balance and visibility, making it more challenging to react to unexpected situations and hazards on the road. Traveling light can reduce the risk of accidents and increase your overall safety on the road.
Paolo Cattaneo
When traveling on a motorcycle, it is always better to pack light and use lightweight packing solutions, like soft luggages. It s also important to prioritise essential items. Moreover, packing light can significantly improve the bike's balance and maneuverability. With less weight, the motorcycle will handle better, and riders can maintain control with greater ease.
3 - Greater comfort: Carrying a heavy load on a bike can cause discomfort and fatigue, especially during long rides. Packing light means less strain on your body and a more enjoyable journey.
Ricardo “Yago”
A trip on a motorcycle is like life journey, we put ourselves first, we move forward and as we go we will really know what we need, that way we can walk comfortably and lightly to navigate all kinds of roads more easily.
Adam Riemann
Start fresh, wipe the slate clean take all that crap off. Go for a ride with the bike without it really get to know how the bike preforms
4 - Cost-effective: When traveling by motorbike, every extra pound counts. The heavier your load, the more fuel you'll consume. Packing light can help you save money on fuel, allowing you to explore more without breaking the bank. Plus, remind the old say: “what you don’t have, you don’t break”.
5 - More flexibility: When you're traveling light, you have more flexibility in terms of where you can go and what you can do, especially if you, like me, are an off-road lover. You'll be able to access more remote and off-the-beaten-path destinations that may not be accessible with a heavy load.
In summary, traveling light on an adventure motorbike is essential for a safe, comfortable, and enjoyable journey. By reducing your load, you'll increase your mobility, safety, comfort, flexibility, and happiness, allowing you to explore more and make the most of your adventure.
I am looking for 2 or 3 brave guys
Are you ready for an unforgettable adventure?
I am looking for 2 or 3 brave guys to join me on an incredible adventure through Morocco, Mauritania and Senegal. We will ride 100% off-road, on some tracks and sometimes inventing the path.
Mates must have very good off-road skills, perfect physical conditions, teamwork and problem-solving orientation, adaptability to different weathers, minimal mechanical skills and a bit of madness.
Details
Dates: October 15th - November 30th, from Tangier
Bikes: light enduro bikes like the 450, 500 or 690 with minimal range ⛽ of 250 miles (400 km) .
Accommodations: under the sky 🛏️ ⭐
Get ready to feel wind (and the dust) in your face as you ride through breathtaking landscapes and make memories that will last a lifetime! #TravelOnAMotorcycle #AdventureAwaits #ExploreTheWorld
Risks and challenges in Brazil
Brazil is a beautiful country with a diverse landscape that attracts adventure enthusiasts from all over the world. However, traveling through Brazil on an adventure motorbike comes with its own set of risks and challenges that riders should be aware of.
One of the most significant risks in Brazil is the high rate of crime. Theft and robbery are prevalent in certain areas, especially in major cities like Rio de Janeiro and São Paulo. Riders should be cautious and avoid traveling at night, especially in areas they are unfamiliar with. It is also essential to keep valuables secure and out of sight while riding, and to park the bike in a safe and secure location.
Another risk is the country's vast size and diverse terrain. Brazil has some of the most challenging roads and terrains in the world, including unpaved and poorly maintained roads. Riders should ensure that their bikes are well-maintained and equipped for long-distance travel in challenging conditions. It is also essential to plan routes and stops ahead of time to avoid unexpected challenges and to ensure that there are enough fuel stations and accommodations along the way.
Brazil's climate is another consideration for adventure riders. The country has a tropical climate with high humidity, and riders should prepare for both the heat and rainy seasons. It is essential to wear proper protective gear and stay hydrated to prevent dehydration and heatstroke.
Brazilian people are known for their warmth and friendliness. They have a reputation for being welcoming to visitors and making them feel at home. This is partly due to the country's diverse cultural heritage, which has created a unique and inclusive society. They are also known for their love of music and dancing, and many social events in Brazil involve lively music and dancing. Brazilian people are often praised for their warmth, hospitality, and friendliness. These traits are a reflection of the country's unique culture and heritage and make it a popular destination for visitors from all over the world.
Finally, it is essential to have proper documentation and insurance when traveling through Brazil on an adventure motorbike. Riders should have a valid motorcycle license, registration, and insurance that covers them in case of an accident or theft.
In conclusion, traveling through Brazil on an adventure motorbike can be an unforgettable experience, but riders should be aware of the risks and take appropriate measures to ensure their safety. With proper planning, preparation, and caution, riders can enjoy Brazil's stunning landscape while minimizing potential dangers.
Sneaking the bike out of Peru
Finally I did it. Can’t say it was easy, but I did it. And now I am safe, my bike too.
Here’s what happened in a nutshell.
After my crash in Peru, the border officers impounded my bike ignoring all my requests for an extension of the permission for the permanence of the bike in Peru. Yes, this country is very complicated. So, I decide to go back to Peru, steal my own bike and take it out of the Country.
I tried first to take the bike out through Chile but I came across some crocks who tried to steal my money and my bike, I left them in disappointment being much more smarter than them. Nice try guys, but I’m Italian and you are not..
I went then on the north, always careful not to get caught by the police, there was an arrest warrant on my bike, arrived to the border with Bolivia and after three days I found a good smuggler who took my bike on his small boat and cross the Titicaca lake till Bolivia then to La Paz on a truck.
Protests in Peru, 75 people died on various riots,
The bike is out of Peru, first goal achived.
New step was to have the exit stamp on my passport which was also a big challenge because the borders between Peru and Bolivia are closed due to the protests here in Peru. I was noticed by some locals that one small border will be open on Sunday and only for the truckers so I’ve been there the very first Sunday with my best disguise as a trucker (don’t laugh at me) and with the help of some dollars I was able to achieve the exit stamp from Peru then the entry stamp from Bolivia. Bingo!
Now, how to have the bike’s paper? I made some research then I discovered that between Bolivia and Brazil there is an easy border where you can easily cross and have the entry paper for the bike. So cool!
I literally flew there on the bike, always being over careful to the police on the road (in Bolivia my bike has no documents), Bolivian police is so corrupted, they’re really good at scamming bikers, they got the A+ squad on shaking down drivers for money but actually reducing real crime, not so much; I crossed to Brazil, parked safely my bike and walked back in Bolivia.. the immigration paperwork slipped easily then I crossed again to Brazil where I “gain” the paper for the bike! Brazilian are just the best, I love this country.
Guys, let me tell you that this adventure was one of the hardest I’ve had. I came across many challenges where many would throw the towel. Now I’m sipping margaritas in Morocco with my wife and the Peruvian police is still looking for me.. Priceless.
Dear Peru border officers, you will win the next time.
Ciao.
Discovering Scotland
There is no doubt that Scotland ranks amongst one of the top destination in the world for our biker tribe. Scotland has everything. Twisty roads! Breathtaking scenery! Ever-changing geography!
Scotland shocks you with its friendly people, the whisky and the beer, castles and rich history.
In the whole month that I was in Scotland, I had the opportunity to visit it all, starting from the east coast and zigzagging through the country, sometimes (I would say really often) I got lost and I must say that it was one of the most beautiful part of the trip.
In the first few days of traveling, I visited Edinburgh with its extraordinary architecture, the capital of Scotland is certainly among the most fascinating cities in the United Kingdom, with its Gothic style buildings and cobbled streets of the old town. Leaving the fascinating Edinburgh behind, I visited the Cairngorms National Park which has a labyrinth of streets offering breathtaking views. There are also small hotels and B&Bs but as usual I preferred camping to be more in contact with nature and fully enjoy the journey. The weather changes constantly, in Scotland forecasts is not easy, you live day by day.
The 1290 SuperAdventure S proves once again to be the perfect bike for trips like this, safe and reliable dancing among the thousand curves of the famous Highlands, a true paradise for the motorcyclist.
The east coast is magnificent with wonderful views of a country to be discovered.
Arrived to the north, at the famous John o'Groats point, I continue to the West, both on the indescribable road on the coast, and inland where an unparalleled panorama is conquered from the top of the mountains. Mesmerizing.
The community of motorcyclists, through social media platforms, is huge and some of them suggested some internal roads, I even got some GPX tracks to upload to my Garmin and for a few days I travel without meeting anyone, on unobtainable roads. The large family of motorcyclists is present all over the world, thank you guys, you are amazing!
Some days I make short transfer stages, so I have the opportunity to test the Adaptive Cruise Control (ACC) which gives greater safety in some sections by maintaining the right distance and adjusting the speed, this bike is amazing indeed.
The west coast is the most indented and probably the most beautiful and wild and gives me the opportunity to often camp near the sea. It is extraordinary to discover the small local family-run restaurants, the genuine food and above all the extraordinary friendliness of the Scots. Time seems to stand still up there.
The visit to the Isle of Skye is mandatory, the history, beauty and nature give it a particular and unique character. A well-organized system of ferries allows you to easily reach other islands such as that of Lewis of indescribable beauty.
with great luck I I photographed this owl at very early morning
In so many years of travel I am really happy to still be able to be surprised by the beauty of places like this. Scotland is a destination to be included in the bucket list of every motorcycle traveler, it is surprising in everything. The best time to visit is between June and September, the temperatures are acceptable and the amount of rain is contained. The minimum period for a motorcycle trip is 2 weeks (preferably 3). The reception facilities are very well organized, there are also many campsites with the possibility of wild camping which I prefer .
Days rolled up into weeks that then pass quickly and the month has practically flown by.
I left the wonderful Scotland and entered Wales on a ferry to Ireland.
The journey never ends.
Hey team, the past week has been incredible
Last week was fantastic, I rode hundreds of miles always off-road on single tracks here in the south of Morocco, just wonderful.
I have to be honest, the KTM 690 R is the best bike in the world for such extreme adventure travels: it's light, reliable, powerful, quite comfortable (it’s an enduro bike).
I've also rode similar trips with the KTM 500 EXC, which is a specialistic and even light enduro bike but, for this kind of route, some transfers and the comfort, I must say that the 690 is unsurpassed.
What a time to live!
I should give thanks to the last few years. I had so much from them.
2018
Got an injury due to a bike accident while training, broke a wrist.
Have run two new business project, employees almost 120 people.
Lost my dad who died in my arms.
Surfed in California, saw the New York Knicks at the Madison Square Garden in NYC with my son, skied in Colorado.
Traveled 6 months between Chile and Argentina.
Been called to the police station in Italy, my country, because of a brawl (I punched a guy who was “touching” my bike) and I have been declared “a violent and socially dangerous subject” then sentenced to 3 months jail (didn’t go to prison due to suspended sentence).
2019
Have ridden my bike to over 25.000 miles crossing 15 European countries, 50% off-road. Almost non-stop.
Broke my nose during a boxing workout.
Was robbed by my business partner who ran away with over 1 million dollars.
Bitten by a poisonous spider in Chile and risked my life.
2020
Broke a shoulder in Peru at 4.500 mt altitude, risk my life again. Here the full story
Started travelling in Africa, met my soulmate.
Had a surgery due to some complications on my lymphatic system after spider bite in Chile.
2021
Became a KTM Ambassador.
Had my first 2up trip with Amina, a complete tour of Italy on the new KTM 1290S. Here the KTM’s Blog article
Lost in the Atlas, recovered by a berber family.
2022
I married.
Travelled in north Europe.
Had an extreme adventure trip in Morocco with my new KTM690ER.
Have met so many incredible people all over the world I couldn’t even count them.
At the end, I have to say I’m a better man. Everything end up to be a lesson.
I officially forgive all those who hurt me and I apologize to those who, even involuntarily, I hurt.
I will still live and think out of the box, I do not like rules, never did. Life is a miracle, a priceless gift and we should enjoy every single minute of it, because tomorrow isn’t guaranteed.